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Settle Your Poker Now Ledger

Your Poker Now game ended and the ledger shows who's up and who's down — but not who should pay whom. Enter each player's buy-in and final stack below and the calculator produces the minimum set of payments that settles everyone. It also explains the two reasons a ledger refuses to balance.

PokerChip.live digital poker table

Minimum number of payments to settle

Works for Poker Now, home games, any ledger

Catches unbalanced ledgers before money moves

Live calculator

Settlement calculator

Total buy-in

$400

Total cash-out

$480

Status

Check totals

Suggested payments

Blake pays Alex $60.00

Casey pays Alex $20.00

Reading the Poker Now ledger

The ledger lists each player's total buy-in and final stack; the net column is the difference. Positive nets are owed money, negative nets owe it. All nets must sum to zero — winners are paid exactly by losers.

Settling with the fewest payments

Don't settle pairwise per pot — match the biggest loser to the biggest winner, pay off whichever side zeroes out first, and repeat. That is what the calculator above does; a table of six players almost always settles in five payments or fewer.

When the ledger doesn't balance

Two usual suspects: a rebuy recorded on one side but not the other, or a player who left mid-game without their cash-out being logged. Fix the entry rather than adjusting someone's number — a forced balance moves real money to the wrong person.

Playing in person next time?

PokerChip.live is the same idea for a physical table: real cards, digital chips, and the ledger builds itself — buy-ins, rebuys, and cash-outs recorded as they happen, with this settlement math run automatically at the end.

FAQ

Preguntas sobre poker now ledger settlement

01

How do I settle a Poker Now game?

Take each player's net from the ledger (cash-out minus buy-in), then match losers to winners: the biggest debtor pays the biggest creditor until one side reaches zero, and repeat. The calculator on this page does it for you.

02

Why doesn't my Poker Now ledger balance?

Usually an unrecorded rebuy or a mid-game leaver whose stack wasn't logged. Total buy-ins must equal total cash-outs; find the missing entry instead of forcing the numbers.

03

What is the minimum number of payments to settle?

At most one fewer than the number of players with a non-zero result. Matching largest debts to largest credits usually gets close to that minimum.

04

Does PokerChip.live work with Poker Now?

They cover different nights: Poker Now hosts remote virtual tables, PokerChip.live runs in-person games with real cards and digital chips. Many groups use both and settle with this same calculator.

05

Is this settlement calculator free?

Yes. No sign-up, no download — enter buy-ins and cash-outs and the payment list appears instantly.

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